Capped loans – a suitable option?
Article explaining the risks of fixed rate loans and why, in the current interest rate environment, capped loans may be a more suitable option for lenders and borrowers. The article considers the benefits of capped loans and explains how existing fixed and floating rate loans can be converted into capped ...
Interest Rate Caps Explainer
Interest rate caps are used by borrowers to reduce risks. This article explains the mechanics, benefits and risks of caps and how caps apply to borrowers with fixed or variable rate loans. An interest rate cap acts like insurance against high interest rates ...
Forward starting caps: a new option for fixed rate borrowers
View as pdf This article explains how a forward starting cap can be used extend the protection currently provided by an existing fixed rate loan. Caps are a new hedging option for most people, having previously been available only to larger business borrowers. Background Inflation in the UK hit a ...
